1520 Sheridan Drive | Buffalo, NY 14217 | 716.874.1644 | 1.800.424.2202 | Fax: 716.874.4920


Commercial Lines - Other than Contracting

Package Policies

Retail & Wholesale
Apartment Programs
Service Programs
Office Programs
and many more classes


Most exposures acceptable

Mono Line Property

Basic, broad & special forms

Worker's Compensation

Heavy & light manufacturing
Selected construction exposures
Debit mods may be acceptable
Broad range of acceptable classes
Direct Bill


All types

General Liability

(Coverage available for most classes)
Amusement Centers
Billard or Pool Halls
Clubs (All types)
Contractors (All types)
Logging Operations
Mobile Home Parks
Spectator's Liability
Vacant Buildings
and many more

Special Events

All exposures welcome

Statutory DBL Coverage

Experience rated plans available

Commercial Umbrella

Primary - up to $10,000,000
Excess - up to $25,000,000
Excess and Buffer Layer over G.L.

Liquor Legal Liability

All Exposures Welcome

Accident Coverage - Sports & Group

Youth Sports & Recreation Departments
Private Schools & Volunteer Groups
Camps, Clinics & Special Events

Inland Marine

Contractors Equipment
Builders Risk
Installation Floaters

Day Care Liability

Commercial Centers
In-Home Day Care Operators

Pest Control/Exterminators

Pest Control Contractors with Pollution Coverage
Lawn Maintenance Contractors with Pollution Coverage

Habitational Coverage

Non-Standard & Market Value
Homeowners - hard to place
Landlord Package & Dwelling/Fire

Professional Liability

D&O - for profit & not for profit
E&O - all exposures welcome
EPL - all classes of business & sizes welcome
Public Officials & Educators Legal

Garage Dealer & Non-Dealer

Auto repair Shops
Collision shops
Used car dealers
Dealer & transporter plates

Pollution Liability

Environmental consultants
Any pollution exposure welcome
Above Ground & Underground Storage Tanks

Boiler & Machinery

Equipment breakdown coverage